Thursday 20 June 2013

Online Insurance Motorcycle

Online Insurance Motorcycle Definition

Source(Google.com.pk)
Montana Motorcycle Insurance Coverages
Bodily Injury
Bodily Injury Liability Coverage protects you if you are the cause of an accident where other people are injured or killed. It covers payments for things such as medical expenses, lost wages, pain and suffering and death.
Property Damage
Property Damage Liability Coverage protects you if you are the cause of an accident and cause damage to the property of others. It does not cover the damage to your motorcycle.
Uninsured Motorist Bodily Injury
Uninsured Motorist Bodily Injury (UM) Coverage pays for bodily injury damages or death you sustain in an accident caused by the owner or driver of an uninsured motor vehicle. An uninsured motor vehicle is a motor vehicle which has no bodily injury liability bond or policy at the time of the accident.
Underinsured Motorist Bodily Injury
Underinsured Motorist Bodily Injury (UIM) Coverage pays for damages resulting from bodily injury or death sustained in an accident caused by an underinsured motor vehicle. An underinsured motor vehicle is a motor vehicle with liability protection afforded by liability insurance policies or bodily injury liability bonds with limits the sum of which are less than the UIM limits provided on your policy.
Medical Expense
Medical Expense Coverage pays for you and your passenger's bodily injury, sickness, disease or death incurred in a motorcycle accident while occupying a motorcycle or from having been struck by a motor vehicle. Medical Expense Coverage is subject to a $50 deductible amount applicable for each person per accident.
Comprehensive
Comprehensive Coverage pays for accidental damage to your motorcycle resulting from accidents other than collisions or rollovers. Damages can be caused by fire, severe weather, vandalism, floods, theft or contact with animals.
Collision
Collision Coverage pays for accidental damage to your motorcycle caused by colliding with an object or rolling over, regardless of fault. It does not include contact with animals.
Optional Equipment
Optional Equipment/Special Equipment Coverage provides coverage for any equipment or accessory permanently installed on the motorcycle that is not factory standard as defined by the manufacturer. The Vehicle Identification Number indicates what equipment is standard equipment from the manufacturer. To determine the amount of Optional Equipment Coverage needed, determine the value of each piece of optional equipment and the value of the factory standard equipment it replaced. The difference between those two items is the amount of Optional Equipment Coverage you should consider.
Physical Damage Plus
Physical Damage Plus Coverage pays to repair your motorcycle with parts designated as genuine, original equipment from the manufacturer of your motorcycle. If optional equipment is determined to be a total loss it is covered without depreciation, if purchased within the last five years.
Excursion Diversion
Excursion Diversion Coverage provides additional benefits in the event you are involved in an accident occurring 100 miles or more from your principal place of residence. It pays for transportation, lodging, food, lost deposits and towing charges. It also provides additional coverage for safety apparel damaged in an accident.
Rental Reimbursement
Rental Reimbursement Coverage pays for transportation expenses you incur while your motorcycle is being repaired due to a covered accident.
Replacement Cost
Replacement Cost Coverage pays to replace your motorcycle if it is determined to be a total loss in an accident. To be eligible for this coverage, the motorcycle must be previously untitled, purchased within the last 90 days and less than three model years old. This coverage does not include payment for optional equipment.
Towing and Road Service

Towing and Road Service Coverage pays to tow your motorcycle to the repair shop or roadside service when it becomes disabled.
Online Insurance Motorcycle 
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle
Online Insurance Motorcycle

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